Islami Banking

Islami Banking

Islam is the complete code of life. It has rules and guidelines for every section of individual, social, national and international life and these guidelines are perpetual. It addresses human problems by divine solutions. Economics is an integral part of human life for which Islam gives unique guidelines. Islamic banking is an essential part of Islamic Economy. Principles of Islamic Shariah are the main guideline of Islami Banking. It avoids charging or giving interests in all its operations and aims at welfare-based banking.

To provide Islamic Banking service to the valued clients with the latest Islamic banking products, AB Bank opened it’s first “Islami banking Branch” on 23rd December 2004 located at 82, Kakrail, Ramna, Dhaka.Islami Banking services are also available from the following conventional branches.

  • Dhaka: Banani, Chandpur, Chandra, Dhanmondi, Garib-e-Newaz, Gulshan, Islampur, Jatrabari, Joypara, Kawran Bazar, Mirpur, Mohakhali, Motijheel, Narayanganj, Nawabpur, Principal, Rokeya Sharani, Shyamoli, Uttara.
  • Chittagong: Agrabad, Anderkilla, Bahaddarhat, Chakaria, Chaumuhani, Comilla, Cox’s Bazar, Feni, Hathazari, Lohagara, Nazu Meah Hat, Port Connecting Road, Sandwip, Station Road.
  • Sylhet: Dargahgate, Garden Tower, Habiganj, Moulvibazar, VIP Road.
  • Khulna: Jessore, Jhenaidah, Jhikargacha, Khulna, Kushtia.
  • Rajshahi: Bogra, Chapai Nawabganj, Pabna, Rajshahi
  • Rangpur: Dinajpur, Rangpur
  • Barisal: Barisal

The Islamic Banking of AB Bank is operated duly complying with the principles of Islamic Shariah and the guidelines of Islamic Banking from Bangladesh Bank, the central bank of the country as well as follows the standard rules & procedures of banking both at home and abroad.

It also runs its business under active guidance of a competent Shariah Supervisory Committee consisting of Islamic scholars, Ulema, Fukaha and Islamic Bankers headed by Janab M. Azizul Huq prominent Islamic banker & founder CEO of Islami Bank Bangladesh Ltd. the first Islamic Bank of South-East Asia. AB Bank is also a member of Islamic Banks Consultative Forum (IBCF) and Central Shariah Board for Islamic Banks of Bangladesh.

Funds related to Islami Banking are kept totally separate from conventional operation maintaining separate books of accounts. We also maintain separate Al-Wadiah Current Account with Bangladesh Bank to manage long term and short term funds. In brief AB’s Islamic banking operation is completely based on Islamic Shariah, free from Riba (interest) and separate from it’s conventional operation.

AB Bank Islami Banking has been trying to provide excellent banking services to the valued client complying with the Shariah rules and banking norms. Day by day our business volume has been increasing which has strengthened us to provide competitive profit to the valued depositors as well as attractive investment facilities for the investment client.

Islamic Banking Products


Fund which is deposited with banks by the depositors with clear permission to utilize/invest the same is called Al-Wadeeah...

⇨ Read More


Mudarabah is a partnership between the fund provider and the user. Depositor here provides fund and the bank does business...

⇨ Read More

Investment Services

AB Bank Islamic Banking wing provides investment facilities for project finance, working capital finance, SME finance, consumer / retail baking finance etc...

⇨ Read More