Interest Rate on Loan w.e.f. April 01, 2021

Products Interest rate
Mid Rate Range
1) Agriculture (As per Bangladesh Bank Directives) 8.00% 8.00%
2) Export (As per Bangladesh Bank Directives) 7.00% 7.00%
3) Large and medium scale industries (Term)
SC-1. Manufacturing 9.00% 9.00%
SC-2. Other than Manufacturing 9.00% 9.00%
4) Small Industries (Term Loan)
SC-1. Manufacturing 9.00% 9.00%
SC-2. Other than Manufacturing 9.00% 9.00%
5) Working Capital
SC-1. Manufacturing Concern
a) Large and medium scale industries 9.00% 9.00%
b) Small Industries 9.00% 9.00%
SC-2. Other than Manufacturing Concern
a) Large and medium scale industries 9.00% 9.00%
b) Small Industries 9.00% 9.00%
6) Commercial lending
a) Large and medium scale enterprise 9.00% 9.00%
b) Small enterprise 9.00% 9.00%
7) Trade Finance
a) Large and medium scale enterprise 9.00% 9.00%
b) Small enterprise 9.00% 9.00%
8) Housing Loans 9.00% 9.00%
9) Consumer credit 9.00% 9.00%
10) Credit Card
Interest Rate for Cash and Retail Purchase 20.00% p.a 20.00% p.a
Interest Rate for Balance Transfer 20.00% p.a. 20.00% p.a.
Interest Rate for Installment Loan in Credit� Cards 20.00% p.a. 20.00% p.a.
11) Finance to NBFI's 9.00% 9.00%
12 ) Short Term Loan ( Maxium upto 4 months) 9.00% 9.00%
13) Others
i) Cash collateral- ABBL FDR/DDS/MSDS( Maximum 90.00%) - ABBL MIDS( Maximum 80.00%) -- Instrument Rate
+
2.00%-3.00% spread
ii) Cash Collateral - Other Banks FDR/Scheme Deposit/ WDB/USD Premium Bond/ USD Investment Bond 9.00% 9.00%
iii) Women Entrepreneur upto Tk 50.00 lac
a) Medium Enterprise 9.00% 9.00%
b) Cottage, Micro & Small Enterprise 9.00% 9.00%
iv) Special Scheme Loans -SME 9.00% 9.00%
v) Auto Loan 9.00% 9.00%

Notes

1. All other terms and conditions wil be as per BB BRPD Circular No. 03 dated February 24, 2020.