| Products | Interest rate | |
| Mid Rate | Range | |
| 1) Agriculture (As per Bangladesh Bank Directives) | 8.00% | 8.00% |
| 2) Export (As per Bangladesh Bank Directives) | 7.00% | 7.00% |
| 3) Large and medium scale industries (Term) | ||
| SC-1. Manufacturing | 9.00% | 9.00% |
| SC-2. Other than Manufacturing | 9.00% | 9.00% |
| 4) Small Industries (Term Loan) | ||
| SC-1. Manufacturing | 9.00% | 9.00% |
| SC-2. Other than Manufacturing | 9.00% | 9.00% |
| 5) Working Capital | ||
| SC-1. Manufacturing Concern | ||
| a) Large and medium scale industries | 9.00% | 9.00% |
| b) Small Industries | 9.00% | 9.00% |
| SC-2. Other than Manufacturing Concern | ||
| a) Large and medium scale industries | 9.00% | 9.00% |
| b) Small Industries | 9.00% | 9.00% |
| 6) Commercial lending | ||
| a) Large and medium scale enterprise | 9.00% | 9.00% |
| b) Small enterprise | 9.00% | 9.00% |
| 7) Trade Finance | ||
| a) Large and medium scale enterprise | 9.00% | 9.00% |
| b) Small enterprise | 9.00% | 9.00% |
| 8) Housing Loans | 9.00% | 9.00% |
| 9) Consumer credit | 12.00% | 12.00% |
| 10) Credit Card | ||
| Interest Rate for Cash and Retail Purchase | 24.00% p.a | 24.00% p.a |
| Interest Rate for Balance Transfer | 24.00% p.a | 24.00% p.a |
| Interest Rate for Installment Loan in Credit Cards | 24.00% p.a | 24.00% p.a |
| 11) Finance to NBFI's | 9.00% | 9.00% |
| 12 ) Short Term Loan ( Maxium upto 4 months) | 9.00% | 9.00% |
| 13) Others | ||
| i) Cash collateral- ABBL FDR/DDS/MSDS( Maximum 90.00%) - ABBL MIDS( Maximum 80.00%) | -- | Instrument Rate + 2.00%-3.00% spread |
| ii) Cash Collateral - Other Banks FDR/Scheme Deposit/ WDB/USD Premium Bond/ USD Investment Bond | 9.00% | 9.00% |
| iii) Women Entrepreneur upto Tk 50.00 lac | ||
| a) Medium Enterprise | 9.00% | 9.00% |
| b) Cottage, Micro & Small Enterprise | 9.00% | 9.00% |
| iv) Special Scheme Loans -SME | 9.00% | 9.00% |
| v) Auto Loan | 12.00% | 12.00% |
Notes
1. All other terms and conditions wil be as per BB BRPD Circular No. 03 dated February 24, 2020.
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