Lending Rates

Products Interest Rate on Loan w.e.f. October 31, 2017
Mid Rate Range
1) Agriculture (As per Bangladesh Bank Directives) 9.00% 9.00%
2) Export (As per Bangladesh Bank Directives) 7.00% 7.00%
3) Large and medium scale industries (Term) 12.00% 10.50%- 13.50%
4) Small Industries (Term Loan) 13.00% 11.50%-14.50%
5) Working Capital
a) Large and medium scale industries 11.50% 10.00%-13.00%
b) Small Industries 12.50% 11.00%-14.00%
6) Commercial Lending
a) Large and medium scale industries 12.00% 10.50%-13.50%
b) Small Industries 12.50% 11.00%-14.00%
7) Housing Loans 12.50% 11.00%-14.00%
8) Consumer Credit 14.00% 12.50%-15.50%
9) Credit Card
Interest Rate for Cash and Retail Purchase 20.00% p.a. 20.00% p.a.
Interest Rate for Balance Transfer 20.00% p.a. 20.00% p.a.
Interest Rate for Installment Loan in Credit  Cards 16.00% p.a. 16.00% p.a.
10) Finance to NBFI’s 13.50% 12.00%-15.00%
11) Short Term Loan (Maximum upto 4 months) 10.00% 8.50%-11.50%
12) Others
i) Cash collateral- ABBL FDR/DDS/MSDS ( Maximum 90.00%)
– ABBL MIDS ( Maximum 80.00%)
Instrument Rate+ 2%-3% spread
ii) Cash Collateral Other Banks & NBFI FDR/Scheme Oeposit/WDB/USD Premium Bond/ USD Investment Bond 14.00% 12.50%-15.50%
iii) Women Enterpreneur upto Tk 50.00 lac
a) Medium Enterprise 10.00% 10.00%
b) Cottaqe, micro & Small Enterprise 9.00% 9.00%
iv) Special Scheme Loans – SME 13.00% 11.50%-14.50%
v) Auto Loan 13.00% 11.50%- 14.50%

Lending Rates are subject to change

Notes:

For taking exposure on "Digun Loan" under Special Scheme, the rate will be 8% above the instrument's rate.