Agent Banking is defined as the banking services provided (outside of regular bank branches) by engaging agents under a valid agreement. An Agent is the owner of an outlet who conducts banking transaction on behalf of a Bank. It was first introduced by Bangladesh Bank (BB) in 2013. The aim is to provide financial services to the vastly unbanked segments of the population, especially those from the geographically dispersed locations.
Agent Banking is defined as the banking services provided (outside of regular bank branches) by engaging agents under a valid agreement. An Agent is the owner of an outlet who conducts banking transaction on behalf of a Bank. It was first introduced by Bangladesh Bank (BB) in 2013. The aim is to provide financial services to the vastly unbanked segments of the population, especially those from the geographically dispersed locations.
AB Bank Agent Banking
AB Agent Banking started its operation from 17th January 2018. Since its inception, the goal has been to work for financial inclusion for the unbanked population as well as creating opportunities for entrepreneurship. The customers of Agent Banking Outlets are able to avail all basic banking services at all the agent outlets as well as at all the AB Bank Branches across the country. AB Bank is committed to establish this as the Economic Hub of the community so that the true spirit of Digital Bangladesh can be well supported by bringing the unbanked population of the nation under a banking platform through this innovative financial inclusion.
Service of AB Agent Banking
A/C Opening
Cash Deposit / Withdrawal
Fund Transfer (Internal & R.T.G.S)
Inward Foreign Remittance
Utility Bill Collection
Debit Card & Chequebook Request & Delivery
Payroll Management
SMS Banking & Internet Banking
Receiving Clearing Cheque
Loan Processing & Loan Recovery
Processing of Cardit Card Facility
Generation of Mini Bank Statement
Automated Challan System(Passport, Vat & Tax)
Any other activity as Bangladesh Bank may prescribe from time to time.
Product List
Deposit
Generic Savings A/C
Max Saver A/C
Smart Saver A/C
Student A/C
Shampurna A/C
AB Height A/C
Current A/C
Progati A/C
Family Savings Scheme A/C
Millionaire Scheme A/C
Monthly Savings Deposit Scheme A/C
Monthly Income Deposit Scheme A/C
Deposit Double Scheme A/C
FDR A/C
Profit First A/C
AB Nischinto A/C
Loan
Secured Overdraft
Agri , SME
Eligible Entities to Become Agent of AB Bank
Sole Proprietor With Valid Trade License
Partnership Concern Registered Through R.J.S.C
Companies Registered Under The Companies Act, 1994
MFIs Regulated By Microcredit Regulatory Authority Of Bangladesh
NGOs Registered With Social Welfare Directorate
Societies Registered Under The Societies Registration Act, 1860
Co-operative Societies Formed And Controlled/Supervised Under The Co-operative Society Act, 2001
Government Offices Having Branches / Unit Offices
Courier And Mailing Service Companies Registered Under Ministry Of Posts & Telecommunications
Agents Of Mobile Network Operators That Fulfils The Eligibility Criteria
Local Government Institutions
Union Digital Centre (UDC)
Agents Of Insurance Companies That Fulfil The Eligibility Criteria
Any Business Entities Having Trade License From Eligible Authorities
Any Other Entity Which Bangladesh Bank May Prescribe Or Authorize