Agent Banking

AB Bank Agent Banking

AB Agent Banking started its operation from 17th January 2018. Since its inception, the goal has been to work for financial inclusion for the unbanked population as well as creating opportunities for entrepreneurship. The customers of Agent Banking Outlets are able to avail all basic banking services at all the agent outlets as well as at all the AB Bank Branches across the country. AB Bank is committed to establish this as the Economic Hub of the community so that the true spirit of Digital Bangladesh can be well supported by bringing the unbanked population of the nation under a banking platform through this innovative financial inclusion.

Service of AB Agent Banking

A/C Opening
Cash Deposit / Withdrawal
Fund Transfer (Internal & R.T.G.S)
Inward Foreign Remittance
Utility Bill Collection
Debit Card & Chequebook Request & Delivery
Payroll Management
SMS Banking & Internet Banking
Receiving Clearing Cheque
Loan Processing & Loan Recovery
Processing of Credit Card Facility
Generation of Mini Bank Statement
Automated Challan System(Passport, Vat & Tax)
Any other activity as Bangladesh Bank may prescribe from time to time.

Product List

Deposit
- Generic Savings A/C
- Max Saver A/C
- Smart Saver A/C
- Student A/C
- Shampurna A/C
- AB Height A/C
- Current A/C
- Progati A/C
- Family Savings Scheme A/C
- Millionaire Scheme A/C
- Monthly Savings Deposit Scheme A/C
- Monthly Income Deposit Scheme A/C
- Deposit Double Scheme A/C
- FDR A/C
- Profit First A/C
- AB Nischinto A/C
Loan
- Secured Overdraft
- Agri , SME

Eligible Entities to Become Agent of AB Bank

Sole Proprietor With Valid Trade License
Partnership Concern Registered Through R.J.S.C
Companies Registered Under The Companies Act, 1994
MFIs Regulated By Microcredit Regulatory Authority Of Bangladesh
NGOs Registered With Social Welfare Directorate
Societies Registered Under The Societies Registration Act, 1860
Co-operative Societies Formed And Controlled/Supervised Under The Co-operative Society Act, 2001
Government Offices Having Branches / Unit Offices
Courier And Mailing Service Companies Registered Under Ministry Of Posts & Telecommunications
Agents Of Mobile Network Operators That Fulfils The Eligibility Criteria
Local Government Institutions
Union Digital Centre (UDC)
Agents Of Insurance Companies That Fulfil The Eligibility Criteria
Any Business Entities Having Trade License From Eligible Authorities
Any Other Entity Which Bangladesh Bank May Prescribe Or Authorize

Documents Required to Become Agent of AB Bank

Duly Filled-up Application Form
Two Passport Size Photos
Valid Photo ID Card of Applicant (NID / Passport)
Bank Solvency Certificate
Bank Statement
Tin Certificate
CIB Report
Proposed Agent Outlet Photographs

Present Agent Outlets

Sl.	Outlet Name	Division	District
1	Holycross Enterprise- Chhaysuti Bazar, Chhaysuti Kuliarchar, kishoreganj.	Dhaka	Kishoreganj
2	Omar Telecom and Electronics- Dhobaura Bazar, Dhobaura, Mymensingh	Mymensingh	Mymensingh
3	Mridha Traders	Dhaka	Dhaka
4	H.R TRADE INTERNATIONAL	Dhaka	Gazipur
5	Bhai Bhai Traders	Sylhet	Habiganj
6	M/S. PURBACHAL TRADERS	Chattogram	Brahmanbaria
7	M/S. L.R TRADERS	Chattogram	Coxsbazar
8	ZAHIR ENTERPRISE	Dhaka	Kishoreganj
9	LABONY DECORATOR	Dhaka	Dhaka
10	M/S. KHAN CONSTRUCTION	Chattogram	Brahmanbaria
11	Parmisha Traders-Mirpur	Dhaka	Dhaka
12	M/S. ARAFAT ENTERPRISE-FENI	Chattogram	Feni
13	Shotorupa Enterprise-Sirajgonj	Rajshahi	Sirajganj
14	Oyan Thai Aluminium & Glass House-Paril	Dhaka	Manikganj
15	M/s. Tangail Traders	Dhaka	Tangail
16	Nishat Commercial Center	Barishal	Barishal
17	Akota Traders-Bolirhat,CTG	Chattogram	Chattogram
18	VAI VAI TRADERS- Gorpara, Sharsha, Jessore	Khulna	Jashore
19	JEWEL DIGITAL STUDIO & TELECOM, Shymol Bazar, Sunamgonj	Sylhet	Sunamganj
20	AMAR KULAURA-KULAURA,MOULVIBAZAR	Sylhet	Moulvibazar
21	BONDHU MAHAL SARBIK GRAM UNNAYAN SOMOBAY SAMITEE LTD.-Monirapur,Jashore	Khulna	Jashore
22	RUDRA ENTERPRISE-HALIMA NAGAR, CUMILLA	Chattogram	Cumilla
23	SUPER SPEED SHIPPING LINES-Meghula, Dohar	Dhaka	Dhaka
24	M/S. SHAN-A GARANGIA ENTERPRISE-Moheshkhali, Cox’s Bazar	Chattogram	Coxsbazar
25	PROCHESTA ENTERPRISE-Dogachi Bazar, Pabna	Rajshahi	Pabna
26	SHANKAR MISTANNA VANDER-Sreepur, Gazipur	Dhaka	Gazipur
27	SWAPNO TRADERS-Daudpur, Nawabganj	Dhaka	Dhaka
28	A.M. CORPORATION-Shikaripara, Nawabganj	Dhaka	Dhaka
29	A.K. ENTERPRISE-BALIAKANDI, RAJBARI	Dhaka	Rajbari
30	AYAN TRADING-BAKRA BAZAR, JHIKARGACHA	Khulna	Jashore
31	ERFAN PHARMACY-kamalapur bazar, kushtia	Khulna	Kushtia
32	JONY ENTERPRISE-Bahubal, Habiganj	Sylhet	Habiganj
33	M/S Tamanna Enterprise, Kalinagar, Chapai Nawabganj	Rajshahi	C.Nawabganj
34	Shamlapur Ideal Academy- Shamlapur, Savar	Dhaka	Dhaka
35	M/S ALLAR DAN POULTRY & FISH FEED- VALUKA CHANDPUR, SATKHIRA	Khulna	Satkhira
36	Rowshan Enterprise-Pouro Bazar, Maijdee court, Noakhali	Chattogram	Noakhali
37	LOPA ENTERPRISE-Zalmoliya Bazar, Putia, Rajshahi	Rajshahi	Rajshahi
38	S B S Enterprise-Baliyashisha Bazar, Mirpur, Kushtia	Khulna	Kushtia
39	Maisha Mahi Enterprise-Horipur Bazar, Sadar, Kushtia	Khulna	Kushtia
40	MIM TRADERS-Alalpur, Nawabganj, Dhaka	Dhaka	Dhaka
41	SHAMIM TRADE-Laksham, Cumilla	Chattogram	Cumilla
42	ABEDIN ELECTRONICS	Chattogram	Coxsbazar
43	Mayer Doa Enterprise-Jhaudia Bazar, Kushtia	Khulna	Kushtia
44	M/S Khaleda Agro Farm-Noyani Bazar, Sherpur	Mymensingh	Sherpur
45	M/s. Bebortan Store, Betua Bazar, Shokhipur, Tangail	Dhaka	Tangail
46	M/S Bebortan Store- Girls School Road, Sokhipur, Tangail	Dhaka	Tangail
47	Notun Jibon Chandpur Community Society – Raldiya, Chandpur	Chattogram	Chandpur
48	MAHIN ENTERPRISE-Doara Bazar, Sunamganj	Sylhet	Sunamganj
49	Asiya Enterprise, Muradnagar, Cumilla	Chattogram	Cumilla
50	M. M. F Packaging-Shorisha Bari,Jamalpur	Mymensingh	Jamalpur
51	Faysal Enterprise-Bohuli Bazar,Sirajganj	Rajshahi	Sirajganj
52	Sahaji S. A Enterprise- Al Amin Baria Kamil Madrass Songlogno, Bahir Signal, Chandangon, Chittagong	Chattogram	Chattogram
53	Faysal Enterprise- Chhongacha Bazar, Sirajganj Sadar, Sirajganj.	Rajshahi	Sirajganj
54	M/s. Nur Enterprise- Bodorkhali Bazar, Chakaria, Cox�s Bazar	Chattogram	Coxsbazar
55	M/s. Anam Tiles and Sanitary- New Bypass, Sheikh Hasina Medical College Road, Jamalpur	Mymensingh	Jamalpur
56	BS Computer and Varietics- Chini kuthi Bazar, Kanialkhata, Nilphamari Sadar, Nilphamari	Rangpur	Nilphamari
57	M/s. Maa Baba Enterprise-Joydharkandi Bazar, Sarail, Brahmanbaria	Chattogram	Brahmanbaria
58	Mashfika Enterprise-Kanda para, Kacharibari Road, Shahjadpur, Sirajganj	RAJSHAHI	Sirajganj
59	Rofia Abidin Enterprise-Pachanga Bazar, Mohichail, Chandina, Cumilla	CHATTOGRAM	Cumilla
60	Chattogram IT Village- Kashiaish, Nayahat, Patiya, Chattogram	Chattogram	Chattogram
61	Mirza Homoeo Hall- Baliya Pukur, Chotobottolla, Rajshahi	RAJSHAHI	Rajshahi
62	Porimol Enterprise- Alauddin Siddiqui College Market, Kalihati, Tangail	DHAKA	Tangail
63	Sanjida Enterprise- Dhainagar, Shibganj, Chapainawabganj	RAJSHAHI	C.Nawabganj
64	Shahajada Talukdar- Kunjerhat Bazar, Borhanuddin, Bhola	BARISHAL	Bhola
65	M/s. Chowdhury & Brothers- Borhanganj Bazar, Borhanuddin, Bhola	BARISHAL	Bhola
66	Asiya Enterprise- Shushunda Bazar,Bakhrabad Road, Jahapur, Murad Nagar, Cumilla	CHATTOGRAM	Cumilla
67	M/S. M.L.T Traders- Harta Bazar, Harta, Ujirpur, Barisal	BARISHAL	Barishal
68	M/S. Bismilla Traders- Kismot khulna, Noihati, Sreerampur, Rupsha, Khulna	KHULNA	Khulna
69	Unicom Multi System- Station Road, Ishwardi, Pabna	RAJSHAHI	Pabna
70	M/S. Razia Chaul Mill- Court Horogram Bazar, Rajshahi	RAJSHAHI	Rajshahi
71	Mayer Doya Enterprise- Chandipur Board Bazar, Naogaon Sadar, Naogaon	RAJSHAHI	Naogaon
72	Akondo computer & digital studio- Biyara Ghat, Bonbariya, Sirajganj Sadar, Sirajganj	RAJSHAHI	Sirajganj
73	M/S ALI SARKAR ELECTRONICS- ZADOBPUR BAZAR, HAT ZADOBPUR, MOHESPUR, JHENAIDAH	Khulna	Jhenaidah
74	Bishojit Telecom- Baliadanga Bazar, Kaligonj, Jhenaidah	Khulna	Jhenaidah
75	Esha Verities Store- Golaidanga Bazar, Singair, Manikganj	Dhaka	Manikganj
76	Nirob Fashion- Shahrail Bazar, Singair, Manikganj	Dhaka	Manikganj
77	Digital Service Point- Shahbazpur Bazar, Shahbazpur, Sarail, Brahmanbaria	Chattogram	Brahmanbaria
78	M/S. Molla Rice Agency- Nawjor Bazar, Bason, Gazipur	Dhaka	Gazipur
79	M/S. Seven Star Enterprise- Mazgram, Silaidaha, Kumarkhali, Kushtia	Khulna	Kushtia
80	M/S. Taki Traders- Vatoi Bazar, Shailkupa, Jhenaidah	KHULNA	JHENAIDAH
81	Shimu Traders- Pandar Gao, Dowara Bazar, Sunamgonj	Sylhet	Sunamganj
82	Datta Brother’s Fishery And Dairy Farm- Nasirnagar Sadar, Nasirnagar, Brahmanbaria	Chattogram	Brahmanbaria
83	M/S. Joynal Traders- Chatalpar Baro Bazar, Nasirnagor, Brahmanbaria	CHATTOGRAM	BRAHMANBARIA
84	S. K. Enterprise- Islamnagor Bazar, Singair, Manikganj	DHAKA	MANIKGANJ
85	Anan Motsho Khamar- Bagdha Bazar, Agailjhara, Barisal-8242	Barishal	Barishal
86	Arif Enterprise- Mazar Road, Kaptan Bazar, Cumilla-3500	Chattagram	CUMILLA
87	N.S Nayen Enterprise- Raybazar, Atharobari, Ishwargonj, Mymensingh	Mymensingh	Mymensingh
88	Mahitur Dot Com- Pakshiya Bazar, Sharsha, Jashore	Khulna	JASHORE
89	Bismillah Store- Burundi Bazar, Manikganj Sadar, Manikganj	Dhaka	MANIKGANJ
90	Agomon Traders – Bokultola Bazar, West Chandipur, Ramganj, Lakshmipur	Chattogram	Lakshmipur
91	M/S Shikder Traders – Shahjadapur Bazar, West Para, Sarail, Brahmanbaria	Chattogram	Brahmanbaria
92	M/s. Kuri Agro Food- Khajura Bazar, Bagharpara, Jashore	Khulna	Jashore
93	Fakir Traders- Dakkhin Bazar, Kawkhali, Pirojpur	Barisal	Pirojpur
94	Zihad Telecom & Medicine Hall- Moddho Jirtoli, Begumganj, Noakhali	Chittagong	Noakhali
95	M/S. M.L.T Traders- Harta Bazar, Uttorpar, Harta, Wazirpur, Barishal.	Barishal	Barishal
96	Mate Corporation- Bangla Bazar, Shilakotha, Dohar, Dhaka	Dhaka	Dhaka
97	Jobear Traders And Agro Farm- Raipur Bazar, Raipur, Bagharpara, Jashore	Khulna	Jashore
98	M/S Maayer Dua Enterprise- Moddho Bazar, Sreebordi, Sherpur	Mymensingh	Sherpur
99	Pathan Computer- Soudia City, Chairman Ghat, Chandpur	Chattogram	Chandpur
100	Decent Enterprise- Hayatmor, Islampur, Chapainawabganj Sadar, Chapainawabganj	Rajshahi	Chapainawabganj
101	M/S. Sifat Hardware & Mobile Banking- Purapara Bazar, Chaugachha, Jashore	Khulna	Jashore
102	New Modern- Raghunathpur Bazar, Kaliganj, Jhenaidah	Khulna	Jhenaidah
103	M/S. Toyaha Enterprise- Bhadughar Bazar, Brahmanbaria Sadar, Brahmanbaria	Chattogram	Brahmanbaria
104	M/S. SK Karim Enterprise- Dhulauri Hat, Debinagar, Chapainawabganj	Rajshahi	Chapainawabganj
105	Rudra Trade International- Farida Tower, Salmanpur, Sadar Daksin, Cumilla	Chattogram	Cumilla
106	M/s. G.M. Traders- Main Road, Moulavi Bazar, Mohora, Chattogram	Chattogram	Chattogram
107	Tabassum International Air Travels- Baira Bazar, Baira, Singair, Manikganj	Dhaka	Manikganj
108	New Mir Enterprise- Balarampur Bazar, Kaliganj, Jhenaidah	Khulna	Jhenaidah
109	Hairat Overseas Limited- Purana Paltan, Paltan, Dhaka	Dhaka	Dhaka
110	M/S. Universe Corporation- Bagachra Bazar, Sharsha, Jashore	Khulna	Jashore
111	M/S. Ratul Enterprise- Dumrakanda Bazar, Dumrakanda, Kuliarchar, Kishoreganj	Dhaka	Kishoreganj
112	An Nur Enterprise- Matarbari, Moheskhali, Cox’s Bazar	Chattogram	COX’S BAZAR
113	Tasfia Computer- Gazir Bazar, Damodarpur, Kaliganj, Jhenaidah	KHULNA	JHENAIDAH
114	Ali Abdullah Enterprise- Uttor Bazar, Kichen Market, Lalmohon, Bhola	Barishal	BHOLA
115	M/S Zahra Business Point- Bhatara Bazar, Sarishabari, Jamalpur	Dhaka	JAMALPUR
116	London Sports World- Boaljur Bazar, Balaganj, Sylhet	Sylhet	SYLHET
117	Ma Moni Business- Kunjerhat, Burhanuddin, Bhola	Barishal	BHOLA
118	M/S Bhuiya & Brothers- Birampur Bazar, Sultanpur, Brahmanbaria	Chattogram	BRAHMANBARIA
119	Gazi Enterprise- Opposite Side of Election Office, Warless, Faridganj Road, Chandpur	Chattogram	CHANDPUR
120	M/S Nayon Computer & Stationery- Fultala Bazar, Jashore Sadar, Jashore	KHULNA	JASHORE
121	M/S. Habib Pharmacy- Ponditpara, Moharajpur, Chapainawabganj	Rajshahi	Chapainawabganj
122	M/S. Nasrin Telecom- Konsho Nagar, Burichong, Cumilla	Chattogram	CUMILLA
123	Razu Photocopy and J.R Multi Net- Chowgacha Bazar, Jashore Moheshpur Road, Chowgacha, Jashore	KHULNA	JASHORE
124	Ayat Enterprise- Barmiz Market, Teck Para, Cox�s Bazar	Chattogram	COX’S BAZAR
125	Saikat Howlader Traders- Golokpur, Muchibari, Kona, Tazumuddin, Bhola	Barishal	BHOLA
126	M/S Hazi Enterprise- Asampara Bazar, Gazipur Chunarughat, Habiganj	Sylhet	HABIGANJ
127	M/S. Tasfia Tabassum Enterprise- Moniram Bazar, Mulaipotton, Burhanuddin, Bhola	Barishal	BHOLA
128	Maa Telecom- Jashim Market, Main Road, Haque Nagar Bazar, Dowarabazar, Sunamganj	Sylhet	SUNAMGANJ
129	M/S. Kamal Traders- Joypara Collage Market, Dohar, Dhaka	Dhaka	DHAKA
130	Friends Corporation- Sonabaju Bazar, joykrishnapur, Nawabganj, Dhaka	DHAKA	DHAKA
131	M/S. Salim Enterprise- Eshibpur, Nakla, Sherpur	MYMENSINGH	SHERPUR
132	M/S Sadaf Traders- Champaknagar Bazar, Bijoynagar, Brahmanbaria	CHATTOGRAM	BRAHMANBARIA
133	Hazrat Ali Tailors and Fabrics- Khagurta, 06, Sanora-1800, Dhamrai, Dhaka.	DHAKA	DHAKA
134	Senpai Japanese Language School- Koruapara Bazar, Kajol Khan Market, Katiadi, Kishoreganj	DHAKA	KISHOREGANJ
135	Hawla Sharif Dairy, Poultry & Fisharies- Akubdandi, Popadia, Boalkhali, Chattogram	CHATTOGRAM	CHATTOGRAM
136	M/S. Taharul Computer & Telecom- Bahadurpur Bazar, Sharsha, Jashore	KHULNA	JASHORE
137	M/S Zannatul Enterprise- Par Naogaon Dhaka Bus Stand, Naogaon	RAJSHAHI	NAOGAON
138	Hossin Enterprise- Chowrasta, Begumgonj, Noakhali	CHATTOGRAM	NOAKHALI
139	M/S Tyron Traders- Banglabazar, Nawabganj, Dhaka- 1322	DHAKA	DHAKA
140	M/S Taijul Traders- Sherua Battola, Sherpur, Bogura	RAJSHAHI	BOGURA
141	M/S. Kothamoni Trading- Tikrampur Adorsho Mor, Tikrampur, Chapainawabganj	RAJSHAHI	C.NAWABGANJ
142	Hafsa Drinking Water-Paharika R/A, Oxygen, Bayazid, Chattogram	CHATTOGRAM	CHATTOGRAM_C
143	Ashrafi Store- Jaigir Bazar, Singair, Manikganj	DHAKA	MANIKGANJ
144	Jamuna Computer & Training Center- Zozira Bazar, Nischintapur, kazipur, Sirajganj	RAJSHAHI	SIRAJGANJ
145	Kotha Koly Telecom- Horina, Pipulbaria Bazar, Sirajganj Sadar, Sirajganj	RAJSHAHI	SIRAJGANJ
146	Adhi Enterprise- Kasimnagar Bazar, Madhabpur, Habiganj	SYLHET	HABIGANJ
147	SM Enterprise- D C Road, Dewan Bazar, West Bakolia, Chattogram	CHATTOGRAM	CHATTOGRAM_C
148	Touhid Enterprise- Shilmoon Dakkhin Para, Monnunagar, Tongi, Gazipur	DHAKA	GAZIPUR
149	Rimi Apparels Accessories- Ekushey Sarani, Ibrahimpur, Dhaka Cantonment, Kafrul, Dhaka	DHAKA	DHAKA_D
150	S. K Enterprise- Jinsar, Moulvibazar, Barura, Cumilla	CHATTOGRAM	CUMILLA
151	M/S Jawad Enterprise- Shambupur, Khaserhat Bazar, Tazumuddin, Bhola	BARISHAL	BHOLA
152	Molla Glass House- Horinarayanpur Bazar, Islami University, Kushtia	KHULNA	KUSHTIA

List of Agents Terminated on the basis of Complains, Irregularities or Non-compliance

SL No.	Terminated Agent Name	Division	District	Location	Effective Date
1	SROT ENTERPRISE-Rajnagar, Moulvi Bazar	Sylhet	Moulovibazar	Jewel Plaza, Court Road, Rajnagar Bazar, Moulvibazar	15/08/2024
2	R.V CYBER WORLD, Lilarmela,Balarampur,Atwari,Panchagarh	Rangpur	Panchagarh	Lilarmela,Balarampur,Atwari,Panchagarh	19/05/2025
3	M/S Murad Enterprise	Dhaka	Shariatpur	Rajganj Bazar, Rajganj, Sadar, Shariatpur	13/03/2022
4	Talukder Enterprise	Chittagong	Chandpur	Kaliapara Bazar, Shahrasti, Chandpur	26/12/2021
5	A. K Traders (Jalalabad, Chattogram)	CHATTOGRAM	CHATTOGRAM	Chandra Nagar Bazar, Bayezid, Jalalabad, Chattogram	20/10/2022
6	Bogura Trade Valley	Rajshahi	Bogura	Namajghor(Shantahar),Bogura Sadar	26/07/2022
7	Jeka Bazar Ltd, Kalukhali, Rajbari	DHAKA	RAJBARI	Ratandiya Bazar, Kalukhali, Rajbari	26/07/2022
8	Jeka Bazar Ltd,Panna Chattar, Rajbari.	DHAKA	RAJBARI	Nannu Tower, Panna Chattar, Rajbari.	26/07/2022
9	Bogura Trade Valley- Shahjahanpur	RAJSHAHI	BOGURA	Majhira,Shahjahanpur, Bogura,Rajshahi	26/07/2022
10	Bogura Trade Valley- Mahasthangarh Bazar	RAJSHAHI	BOGURA	Mahasthangarh Bazar, Shibganj, Bogura,Rajshahi	26/07/2022
11	Riddho Enterprize, Shailkupa, Jhenaidah	Khulna	Jhenaidah	Shekhra Bazar, Shailkupa, Jhenaidah	9/11/2023
12	ICC COMMUNICATION, Vatoibazar, Shoilkupa, Jhenaidah	Khulna	Jhenaidah	Vatoi Bazar, Shoilkupa, Jhinaidah	9/11/2023

Agent Banking Schedule of Charges

Customer Will Enjoy Cash Deposit, Cash Withdrawal & Fund Transfer (Intra Bank & BEFTN) Totally Free of Charge in the Outlet at Which They Open Account.
Customer Will Enjoy Cash Deposit Totally Free of Charge in All Other Outlets of AB Bank Ltd.
Customer will enjoy cash deposit, cash withdrawal & Fund Transfer & Bill Payment) totally free of charge in all branches of AB Bank Ltd. (No Online Charge for Agent Banking Customer of ABBL)

FAQ(Frequently Ask Question)

What is Agent Banking?

Agent Banking means providing limited scale banking and financial services to the underserved population through engaged agents under a valid agency agreement. It is regulated under Prudential Guidelines for Agent Banking Operation in Bangladesh issued by Bangladesh Bank.

What is difference of Branch Banking and Agent Banking?

In terms of day-to-day banking service there is no difference. But in nature Branch is owned by the Bank but Agent Banking Outlet owned by the third party. (Agent banking is a system of providing limited scale banking services to the underserved population through engaged agents under a valid agency agreement)

Who can be an AB Bank Agent?

Anyone (individual/company) who has legal business entity having trade license.

Why should I become an AB Bank Agent?

Agent banking encourages entrepreneurs to become agents since it not only creates income opportunity but also creates a unique identity in the community for the person who is becoming an agent. An agent can play a significant role in his/her community in terms of social impact, financial impact as well as boosting the financial inclusion of the demography. Moreover, AB Bank being the first private commercial bank of Bangladesh gives a brand identity to the agent.

Can Agent make profit?

Yes, an agent can certainly make profit. However, the success depends on the effective plan and implementation of the agent. Agent banking or any banking success largely depends on the relationship with the locality. Trust, reliability and a positive mindset of an agent are vital to make impactful relationship within the community ultimately driving towards success.

What is the identity of an Agent?

Bank will issue a permission Letter on the name of agent/agent’s business before operation go live.

Any previous Business experience required to become an Agent?

Yes, At least one-year business experience is required.

What kind of Business experience required?

Any business having trade license.

Is there any education qualification requirement?

Yes, interested agent would be educated having a minimum qualification S.S.C or equivalent.

Is there any age limit?

Yes, interested agent age limit would be 18-65 years.

What is the first step of interested Agent?

Agent need to propose one/multiple prospective locations to establish Agent Banking Outlet(s).

Single agent can apply for multiple Agent Banking Outlets?

Yes agent can, but interested agent need to have any business entity in the proposed/nearby locations.

Is it required to be local residence?

Yes, interested agent would be local resident of the proposed/nearest area (preferred).

Is it necessary to be financially sound and solvent to become an Agent?

The interested agent must be financially sound and solvent.

Should agent propose premise to setup Agent Banking Outlet?

Yes, interested agent would propose own/rented premise and it should be ground/1st floor.

Is there any dependency on record with any bank/financial institution to become an agent?

Proposed agent should not be loan defaulter/Bankrupt with any bank/financial institution and not penalized by any civil or criminal court.

Can anyone be Agent who is already an Agent of other Banks?

No, one person/company cannot be multiple Bank’s agent at a time.

Who will bear Agent Banking Outlet premise rent and advance (if required)?

Agent will be solely responsible to pay premise monthly rent and necessary advance.

Is there any mortgage/security deposit to become AB Agents?

No, there is no mortgage/security required.

Is there any establishment cost to become an Agent?

Yes, Agent need to invest BDT 100,000 – BDT 300,000 (depends on premise size) to establish Agent Banking Outlets. The cost will cover necessary Branding, Furniture and IT Equipment (laptop/printer/scanner/biometric). These costs will be borne by the agent. However, AB Bank will provide certain incentive in terms of branding only.

Is there any other investment after establishment cost?

Yes, Agent need to ensure Cash and Agent Transactional A/C Balance BDT 02-10 Lakh to ensure daily transactions.

Is there any other monthly recurring expenses to run Agent Banking business? and who will bear the expenses?

Yes, there are some other monthly expenses like stationeries, entertainment, conveyance etc. The expenses will be borne by the Agent but bank will provide all the necessary Account Opening Forms.

What is difference between Bank Branch customer and Agent Banking Outlet customer?

No difference, all accounts are bank account.

Is there any restriction of Agent Banking customer in the Bank Branch?

No there is no restriction. Agent banking customers can do any transaction in any AB Bank Branches.

How Agent Banking customer can do withdrawal/transfer transaction from Agent Banking Outlet?

Agent banking customer can do withdrawal/transfer transaction using Biometric/thumb print.

Is there any banking hour for Agent Banking Outlet?

The regular banking hour is 10AM-3.30PM. However, this may change time to time as per Bangladesh bank instruction.

Is there any extra charge required to maintain account in Agent Banking Outlet?

No, there is no extra charge rather AB Agent Banking customers enjoy reduced charges in few occasions, ie: SMS alert charge, Online fees etc.

Agent Banking customer can get access in the Internet Banking?

Yes, while any customer open an Account, he/she can easily get Internet Banking.

How Agent Banking customer can check account balance?

Customer can check his/her A/C balance through Pull SMS/Internet Banking/Agent Banking Outlet.

Agent Banking customer can apply for Debit Card, Credit Card and Cheque Book?

Yes, Agent banking customer can apply Debit Card, Credit Card and Cheque Book through Call Center/Agent Banking Outlet.

Agent Banking customer can apply for loan?

Yes, Agent banking customer can apply for loan in AB Agent outlets. They can also apply for loan in any branches/subbranches of the bank since they are all recognized as AB Bank customers.

For Contact

Agent Banking

AB Bank Limited

Corporate Office

Shanta Skymark,

18 Gulshan Avenue

Gulshan, Dhaka, Bangladesh

Phone: 09678555362, 09678555363

Mobile: 01819163940, 01823366414

Email: rbdagent@abbl.com