Interest Rate on Scheme Deposit w.e.f. November 15, 2023

Product Name Monthly Savings Deposit Scheme (MSDS)
Interest Rate 8.50% p.a. with tenor-wise monthly installment is as follows:
Monthly Installment Pre-tax maturity after:
Returns 3 years 5 years 7 years 10 years
500 20,521 37,342 57,210 93,961
1000 41,042 74,684 114,421 187,921
2000 82,083 149,368 228,842 375,842
5000 205,208 373,420 572,104 939,606
10000 410,417 746,841 1,144,208 1,879,212
Product Name Monthly Income Deposit (MIDS)
Returns Principal Amount Tenor Interest Rate Monthly Payment
50,000.00 1 year 9.00% 375.00
50,000.00 3 years 7.50% 312.50
50,000.00 5 years 7.00% 291.67
Principal Amount Tenor Interest Rate Monthly Payment
100,000.00 1 year 9.00% 750.00
100,000.00 3 years 7.50% 625.00
100,000.00 5 years 7.00% 583.33
Principal Amount Tenor Interest Rate Monthly Payment
500,000.00 1 year 9.00% 3,750.00
500,000.00 3 years 7.50% 3,125.00
500,000.00 5 years 7.00% 2,916.67
Principal Amount Tenor Interest Rate Monthly Payment
1,000,000.00 1 year 9.00% 7,500.00
1,000,000.00 3 years 7.50% 6,250.00
1,000,000.00 5 years 7.00% 5,833.33
Product Name Millionaire Scheme Account (MSA)
Interest Rate 8.50% p.a. and tenor wise installments are as follows:
Installment size Tenors 3 years 4 years 5 years 6 years
Without initial investment: 24,900 18,000 13,900 11,100
With initial investment: 50,000 23,350 16,800 12,900 10,300
75,000 22,600 16,200 12,400 9,850
100,000 21,800 15,600 11,900 9,450
125,000 21,000 15,000 11,400 9,000
150,000 20,250 14,400 10,900 8,550
175,000 19,500 13,800 10,400 8,150
200,000 18,700 13,200 9,900 7,700
Product Name Deposit Double Scheme (DDS)
Interest Rate 8.50% p.a. and Makes money double within 8 years & 06 Months
Product Name Deposit Double Installment Scheme (DDIS)
Interest Rate Initial Deposit wise installments at 8.50% p.a. are as follows:
Principal Amount Tenor Interest Rate Monthly Installment
50,000.00 3 years 8.50% 970.00
100,000.00 3 years 8.50% 1,940.00
500,000.00 3 years 8.50% 9,700.00
1,000,000.00 3 years 8.50% 19,400.00
1,500,000.00 3 years 8.50% 29,100.00
2,000,000.00 3 years 8.50% 38,800.00