AB Amani is a Mudarabah Savings Account offered by Islamic Banking Division to its Islamic Banking Female Customers. The product offers an attractive option for Islamic Banking female customers seeking a sharia-compliant savings account with competitive returns and transparency. It is operated following the Mudarabah principles. It is a partnership contact between the Bank and the Client. The client provides fund and the bank does business complying the shariah principles. Earned profit is distributed among the partners as per pre-agreed ratio and loss, if any, goes to the account of the depositor.
Key Features
- Any Bangladeshi Female Nationals aged 18 and above are eligible for this account
- Minimum opening balance is TK. 20,000
- Minimum balance to earn profit is TK. 20,000
- Higher provisional profit rate than general Mudarabah Savings Account
- Provisional profit rate will be calculated on daily balance and applied at the end of each calendar month
- Final profit is credited to the account after finalization of the Balance Sheet of the Bank/Branch
- Account can be closed at any time. However, no profit will be given for closing before provisional profit frequency period
- ATM Transaction Limit is a maximum of TK. 2,00,000 per day
- 25% Discount on Locker rent (If Minimum Balance of TK. 20,000 is maintained)
Privilege of the Customer
- Cheque book facility
- Pay Order, T.T, D.D facility
- Fund transfer facility from Islamic banking Branch to any other branches
- Cost free half-yearly and yearly account statement and balance confirmation certificate
- Locker service facility
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