Lending Rates

Products Interest Rate on Loan w.e.f. May 21, 2O17
Mid Rate Range
1) Agriculture (As per Bangladesh Bank Directives) 10.00% 10.00%
2) Export (As per Bangladesh Bank Directives) 7.00% 7.00%
3) Large and medium scale industries (Term) 11.50% 10.00%- 13.00%
4) Small Industries (Term Loan) 12.50% 11.00%-14.00%
5) Working Capital
a) Large and medium scale industries 11.00% 9.50%-12.50%
b) Small Industries 12.00% 10.50%-13.50%
6) Commercial Lending
a) Large and medium scale industries 11.50% 10.00%-13.00%
b) Small Industries 12.00% 10.50%-13.50%
7) Housing Loans 12.00% 10.50%-13.50%
8) Consumer Credit 13.50% 12.00%-15.00%
9) Credit Card
Interest Rate for Cash and Retail Purchase 20.00% p.a. 20.00% p.a.
Interest Rate for Balance Transfer 20.00% p.a. 20.00% p.a.
Interest Rate for Installment Loan in Credit  Cards 16.00% p.a. 16.00% p.a.
10) Finance to NBFI’s 13.00% 11.50%-14.50%
11) Short Term Loan (Maximum upto 4 months) 9.50% 8.00%-11.00%
12) Others
i) Cash collateral- ABBL FDR/DDS/MSDS ( Maximum 90.00%)
– ABBL MIDS ( Maximum 80.00%)
Instrument Rate+ 2%-3% spread
ii) Cash Collateral Other Banks & NBFI FDR/Scheme Oeposit/WDB/USD Premium Bond/ USD Investment Bond 13.50% 12.00%-15.00%
iii) Women Enterpreneur upto Tk 50.00 lac
a) Medium Enterprise 10.00% 10.00%
b) Cottaqe, micro & Small Enterprise 9.00% 9.00%
iv) Special Scheme Loans – SME 12.50% 11.00%-14.00%
v) Auto Loan 12.50% 11.00%- 14.00%

Lending Rates are subject to change

Notes:

For taking exposure on "Digun Loan" under Special Scheme, the rate will be 8% above the instrument's rate.