Planning and saving during one’s working life is essential to ensure financial stability and peace of mind in retirement. Many individuals engaged in service, trade, or other professions often face financial challenges after their active income years due to insufficient savings. To address this AB Islamic Banking Division introduces AB Islamic DPS (ABID) is a fully Shariah-compliant deposit scheme designed to help you build a secure financial future through disciplined monthly savings. Under this scheme, deposits are accepted on a monthly basis, and profit is distributed in accordance with Islamic principles. As an added benefit, this scheme also comes with complimentary Islamic insurance (Takaful) coverage, providing additional financial protection for you and your loved ones as per Shariah guidelines.