Interest Rate on Scheme Deposit w.e.f. March 18, 2024
| Product Name | 
Monthly Savings Deposit Scheme (MSDS) | 
| Interest Rate | 
Monthly Instalment | 
1st to 10th Tenor Calculation (Pre-tax maturity after:) | 
| 1 Year | 
2 Years | 
3 years | 
4 Years | 
5 years | 
6 Years | 
7 years | 
8 years | 
9 years | 
10 years | 
| 11.00% | 
500 | 
6,362 | 
13,444 | 
21,327 | 
30,100 | 
39,865 | 
50,733 | 
62,830 | 
76,295 | 
91,281 | 
107,961 | 
| 1000 | 
12,725 | 
26,889 | 
42,654 | 
60,200 | 
79,730 | 
101,467 | 
125,661 | 
152,590 | 
182,562 | 
215,922 | 
| 2000 | 
25,451 | 
53,778 | 
85,308 | 
120,401 | 
159,461 | 
202,935 | 
251,323 | 
305,180 | 
365,124 | 
431,844 | 
| 5000 | 
63,627 | 
134,447 | 
213,271 | 
301,004 | 
398,653 | 
507,338 | 
628,308 | 
762,951 | 
912,811 | 
1,079,610 | 
| 10000 | 
127,255 | 
268,894 | 
426,542 | 
602,008 | 
797,306 | 
1,014,677 | 
1,256,617 | 
1,525,902 | 
1,825,623 | 
2,159,220 | 
| Interest Rate | 
Monthly Instalment | 
11th to 20th Tenor Calculation (Pre-tax maturity after:) | 
| 11 years | 
12 years | 
13 years | 
14 years | 
15 years | 
16 years | 
17 years | 
18 years | 
19 years | 
20 years | 
| 11.00% | 
500 | 
126,526 | 
147,189 | 
170,188 | 
195,786 | 
224,278 | 
255,990 | 
291,286 | 
330,571 | 
374,297 | 
422,965 | 
| 1000 | 
253,052 | 
294,379 | 
340,376 | 
391,573 | 
448,556 | 
511,980 | 
582,572 | 
661,143 | 
748,594 | 
845,930 | 
| 2000 | 
506,104 | 
588,758 | 
680,753 | 
783,147 | 
897,113 | 
1,023,960 | 
1,165,145 | 
1,322,286 | 
1,497,189 | 
1,691,860 | 
| 5000 | 
1,265,261 | 
1,471,895 | 
1,701,884 | 
1,957,867 | 
2,242,783 | 
2,559,902 | 
2,912,862 | 
3,305,717 | 
3,742,973 | 
4,229,651 | 
| 10000 | 
2,530,522 | 
2,943,790 | 
3,403,768 | 
3,915,735 | 
4,485,566 | 
5,119,804 | 
5,825,725 | 
6,611,434 | 
7,485,947 | 
8,459,302 | 
 
| Product Name | 
Monthly Income Deposit (MIDS) | 
| Returns | 
Principal Amount | 
Tenor | 
Interest Rate | 
Monthly Payment | 
|  50,000.00  | 
1 year | 
12.00% | 
500.00	 | 
|  50,000.00  | 
3 years | 
12.00% | 
500.00	 | 
|  50,000.00  | 
5 years | 
11.00% | 
458.33	 | 
| Principal Amount | 
Tenor | 
Interest Rate | 
Monthly Payment | 
|  100,000.00  | 
1 year | 
12.00% | 
 1,000.00  | 
|  100,000.00  | 
3 years | 
12.00% | 
 1,000.00  | 
|  100,000.00  | 
5 years | 
11.00% | 
 916.67   | 
| Principal Amount | 
Tenor | 
Interest Rate | 
Monthly Payment | 
|  500,000.00  | 
1 year | 
12.00% | 
  5,000.00 		  | 
|  500,000.00  | 
3 years | 
12.00% | 
 5,000.00 	 | 
|  500,000.00  | 
5 years | 
11.00% | 
 4,583.33 	 | 
| Principal Amount | 
Tenor | 
Interest Rate | 
Monthly Payment | 
|  1,000,000.00  | 
1 year | 
12.00% | 
  10,000.00 	 | 
|  1,000,000.00  | 
3 years | 
12.00% | 
   10,000.00 	  | 
|  1,000,000.00  | 
5 years | 
11.00% | 
   9,166.67 	   | 
| Product Name | 
Millionaire Scheme Account (MSA) | 
| Interest Rate | 
11.00% p.a. and tenor wise installments are as follows: | 
| Installment size | 
Tenors | 
3 years | 
4 years | 
5 years | 
6 years | 
| Without initial investment: | 
24,150 | 
17,250 | 
13,150 | 
10,450 | 
| With initial investment: | 
| 50,000 | 
22,550 | 
16,020 | 
12,120 | 
9,540 | 
| 75,000 | 
21,770 | 
15,400 | 
11,600 | 
9,100 | 
| 100,000 | 
21,000 | 
14,780 | 
11,090 | 
8,640 | 
| 150,000 | 
19,400 | 
13,540 | 
10,050 | 
7,740 | 
| 200,000 | 
17,800 | 
12,300 | 
9,020 | 
6,840 | 
| Product Name | 
Deposit Double Scheme (DDS) | 
| Interest Rate | 
13.40% p.a. and Makes money double within 5 years & 06 Months | 
  
| Product Name | 
Kotipoti Deposit Scheme (KDS) | 
| Interest Rate | 
11% and tenor wise installments are as follows: | 
| Initial Deposit  | 
Monthly Installment  | 
| 5 years | 
6 years | 
7 years | 
8 years | 
9 years | 
10 years | 
11 years | 
12 years | 
13 years | 
14 years | 
15 years | 
16 years | 
17 years | 
18 years | 
19 years | 
20 years | 
| NIL | 
1,25,423 | 
98,554 | 
79.579 | 
65,535 | 
54,776 | 
46,314 | 
39,518 | 
33,970 | 
29,380 | 
25,538 | 
22,294 | 
19,532 | 
17,166 | 
15,126 | 
13,359 | 
11,822 | 
| 1,00,000 | 
1,23,280 | 
96,680 | 
77,895 | 
63,992 | 
53,340 | 
44,962 | 
38,235 | 
32,742 | 
28,198 | 
24,395 | 
21,183 | 
18,449 | 
16,106 | 
14,086 | 
12,337 | 
10,815 | 
| 2,00,000 | 
1,21,138 | 
94,807 | 
76,211 | 
62,448 | 
51,904 | 
43,611 | 
36,951 | 
31,515 | 
27,016 | 
23,251 | 
20,072 | 
17,366 | 
15,046 | 
13,047 | 
11,315 | 
9,809 | 
| 5,00,000 | 
1,14,711 | 
89,185 | 
71,159 | 
57,818 | 
47,597 | 
39,557 | 
33,101 | 
27,831 | 
23,470 | 
19,821 | 
16,739 | 
14,115 | 
11,867 | 
9,929 | 
8,250 | 
6,790 | 
| 7,00,000 | 
1,10,426 | 
85,438 | 
67,792 | 
54,731 | 
44,725 | 
36,854 | 
30,535 | 
25,375 | 
21,106 | 
17,534 | 
14,516 | 
11,948 | 
9,747 | 
7,850 | 
6,207 | 
4,777 | 
| 10,00,000 | 
1,03,999 | 
79,817 | 
62,740 | 
50,100 | 
40,417 | 
32,800 | 
26,685 | 
21,692 | 
17,560 | 
14,103 | 
11,183 | 
8,698 | 
6,568 | 
4,732 | 
3,141 | 
1,758 | 
 
 
* For Initial deposit amount varying from the above table, you can visit our nearest branch
* Note: Interest rate on all other Scheme deposit products will remain unchanged.