Interest Rate on Scheme Deposit w.e.f. March 18, 2024
Product Name |
Monthly Savings Deposit Scheme (MSDS) |
Interest Rate |
Monthly Instalment |
1st to 10th Tenor Calculation (Pre-tax maturity after:) |
1 Year |
2 Years |
3 years |
4 Years |
5 years |
6 Years |
7 years |
8 years |
9 years |
10 years |
11.00% |
500 |
6,362 |
13,444 |
21,327 |
30,100 |
39,865 |
50,733 |
62,830 |
76,295 |
91,281 |
107,961 |
1000 |
12,725 |
26,889 |
42,654 |
60,200 |
79,730 |
101,467 |
125,661 |
152,590 |
182,562 |
215,922 |
2000 |
25,451 |
53,778 |
85,308 |
120,401 |
159,461 |
202,935 |
251,323 |
305,180 |
365,124 |
431,844 |
5000 |
63,627 |
134,447 |
213,271 |
301,004 |
398,653 |
507,338 |
628,308 |
762,951 |
912,811 |
1,079,610 |
10000 |
127,255 |
268,894 |
426,542 |
602,008 |
797,306 |
1,014,677 |
1,256,617 |
1,525,902 |
1,825,623 |
2,159,220 |
Interest Rate |
Monthly Instalment |
11th to 20th Tenor Calculation (Pre-tax maturity after:) |
11 years |
12 years |
13 years |
14 years |
15 years |
16 years |
17 years |
18 years |
19 years |
20 years |
11.00% |
500 |
126,526 |
147,189 |
170,188 |
195,786 |
224,278 |
255,990 |
291,286 |
330,571 |
374,297 |
422,965 |
1000 |
253,052 |
294,379 |
340,376 |
391,573 |
448,556 |
511,980 |
582,572 |
661,143 |
748,594 |
845,930 |
2000 |
506,104 |
588,758 |
680,753 |
783,147 |
897,113 |
1,023,960 |
1,165,145 |
1,322,286 |
1,497,189 |
1,691,860 |
5000 |
1,265,261 |
1,471,895 |
1,701,884 |
1,957,867 |
2,242,783 |
2,559,902 |
2,912,862 |
3,305,717 |
3,742,973 |
4,229,651 |
10000 |
2,530,522 |
2,943,790 |
3,403,768 |
3,915,735 |
4,485,566 |
5,119,804 |
5,825,725 |
6,611,434 |
7,485,947 |
8,459,302 |
Product Name |
Monthly Income Deposit (MIDS) |
Returns |
Principal Amount |
Tenor |
Interest Rate |
Monthly Payment |
50,000.00 |
1 year |
12.00% |
500.00 |
50,000.00 |
3 years |
12.00% |
500.00 |
50,000.00 |
5 years |
11.00% |
458.33 |
Principal Amount |
Tenor |
Interest Rate |
Monthly Payment |
100,000.00 |
1 year |
12.00% |
1,000.00 |
100,000.00 |
3 years |
12.00% |
1,000.00 |
100,000.00 |
5 years |
11.00% |
916.67 |
Principal Amount |
Tenor |
Interest Rate |
Monthly Payment |
500,000.00 |
1 year |
12.00% |
5,000.00 |
500,000.00 |
3 years |
12.00% |
5,000.00 |
500,000.00 |
5 years |
11.00% |
4,583.33 |
Principal Amount |
Tenor |
Interest Rate |
Monthly Payment |
1,000,000.00 |
1 year |
12.00% |
10,000.00 |
1,000,000.00 |
3 years |
12.00% |
10,000.00 |
1,000,000.00 |
5 years |
11.00% |
9,166.67 |
Product Name |
Millionaire Scheme Account (MSA) |
Interest Rate |
11.00% p.a. and tenor wise installments are as follows: |
Installment size |
Tenors |
3 years |
4 years |
5 years |
6 years |
Without initial investment: |
24,150 |
17,250 |
13,150 |
10,450 |
With initial investment: |
50,000 |
22,550 |
16,020 |
12,120 |
9,540 |
75,000 |
21,770 |
15,400 |
11,600 |
9,100 |
100,000 |
21,000 |
14,780 |
11,090 |
8,640 |
150,000 |
19,400 |
13,540 |
10,050 |
7,740 |
200,000 |
17,800 |
12,300 |
9,020 |
6,840 |
Product Name |
Deposit Double Scheme (DDS) |
Interest Rate |
13.40% p.a. and Makes money double within 5 years & 06 Months |
Product Name |
Kotipoti Deposit Scheme (KDS) |
Interest Rate |
11% and tenor wise installments are as follows: |
Initial Deposit |
Monthly Installment |
5 years |
6 years |
7 years |
8 years |
9 years |
10 years |
11 years |
12 years |
13 years |
14 years |
15 years |
16 years |
17 years |
18 years |
19 years |
20 years |
NIL |
1,25,423 |
98,554 |
79.579 |
65,535 |
54,776 |
46,314 |
39,518 |
33,970 |
29,380 |
25,538 |
22,294 |
19,532 |
17,166 |
15,126 |
13,359 |
11,822 |
1,00,000 |
1,23,280 |
96,680 |
77,895 |
63,992 |
53,340 |
44,962 |
38,235 |
32,742 |
28,198 |
24,395 |
21,183 |
18,449 |
16,106 |
14,086 |
12,337 |
10,815 |
2,00,000 |
1,21,138 |
94,807 |
76,211 |
62,448 |
51,904 |
43,611 |
36,951 |
31,515 |
27,016 |
23,251 |
20,072 |
17,366 |
15,046 |
13,047 |
11,315 |
9,809 |
5,00,000 |
1,14,711 |
89,185 |
71,159 |
57,818 |
47,597 |
39,557 |
33,101 |
27,831 |
23,470 |
19,821 |
16,739 |
14,115 |
11,867 |
9,929 |
8,250 |
6,790 |
7,00,000 |
1,10,426 |
85,438 |
67,792 |
54,731 |
44,725 |
36,854 |
30,535 |
25,375 |
21,106 |
17,534 |
14,516 |
11,948 |
9,747 |
7,850 |
6,207 |
4,777 |
10,00,000 |
1,03,999 |
79,817 |
62,740 |
50,100 |
40,417 |
32,800 |
26,685 |
21,692 |
17,560 |
14,103 |
11,183 |
8,698 |
6,568 |
4,732 |
3,141 |
1,758 |
* For Initial deposit amount varying from the above table, you can visit our nearest branch
* Note: Interest rate on all other Scheme deposit products will remain unchanged.